R.L.Miller

R.L.Miller

Credit Manager
E-mail

Personal service since 1989.

We repair bad credit, fix bad credit, and erase bad credit. We delete late payments and paid collections.

We also provide credit repair after Bankruptcy, Repossession, Divorce and Foreclosure.

Debt negotiation and settlement. Yes we negotiate debts collections, charge-offs, and judgments.

We improve credit rating scores [FICO, Fair Isaac, Beacon, and Empirica].

After your credit issues are resolved or neutralized, then we will advise you on how to re-establish your credit if needed.

We enjoy fixing bad credit, repairing bad credit and cleaning up bad credit. Call us today and let us help you regain an A+ credit rating again.

About Us

Associated Credit Cleaners is a Credit Repair Service that conducts business nationwide. We repair credit, clean credit, and fix credit. We also correct credit after Bankruptcy, Repossession, Divorce and Foreclosure. We negotiate debt,  collections, charge-offs, and judgments. We improve credit scores [Fico, Fair Isaac, Beacon, and Empirica] . After your credit issues are resolved or neutralized, then we will advise you on how to re-establish your credit if needed.

Our credit repair service began in 1989 by R.L.Miller [current Credit Manager]. While in the mortgage business, R.L.Miller had realized how certain credit problems were preventing many of his mortgage customers from qualifying for financing.

After investing hundreds of hours working closely with a local credit reporting company on methods of correcting and repairing credit, he decided to apply his newly acquired knowledge to the benefit of his mortgage customers.

Immediately clients saw significant results. Collections and charge-offs were negotiated and settled for 50-60% of their balances. After Bankruptcy credit was corrected. Erroneous late payments and derogative credit was corrected. FICO scores were significantly improved. All this credit repair was accomplished within 30-60 days. Allowing clients to qualify for better rate and term mortgages.

Satisfied clients spread the word about the success of their credit repair which helped them qualify for their home loan. That all started in 1989 and has continued to this day. Since then the credit repair service has opened up to a general credit cleaning business CreditCleaners.Net to not only assist mortgage customers, but to benefit anyone who needs credit repair.

Credit repair can help a variety of people in need, to include those who are trying to purchase a home, business or car. Poor credit can prevent a job promotion in law enforcement or the military or promotion to a high security government position.

Since 1989 satisfied customers have been referring clients to CreditCleaners.Net. The website makes it easy for anyone to submit a request for credit repair. Whether a person lives overseas serving in the military or lives in another state, as long as a person has either a fax or email and a phone, they can receive credit repair service.. Our online server is secure, and your credit repair experience will be maintained confidential.

For such a small investment of $295 to $595, a person can have their credit cleaned. If they are purchasing a home or business, the financial benefit of having cleaner credit or a higher credit score can equate to a savings of thousands of dollars in saved loan fees and sometimes tens of thousands saved in lower interest of 10 to 15 years.

$395 Credit Cleaner Special

By investing $395 in credit repair, a person can easily save $1000 to $3000 on loan fees for a car loan. On a home loan the cost for having a 580 mid credit score as compared to a 680 mid credit score could easily be be a difference from being offered a 5.5% interest rate versus a 8.5% interest rate, or paying $5,000 to $7000 in extra loan points upfront.

So many times customers come to us after they have just refinanced with XYZ Mortgage Company into a high 7%-8% or 9% interest rate and having paid 1% to 3% in points [$2000 to $6000], then they come to us for credit repair. We clean their credit and prove to them that we can refinance their loan at a 5% or 6% interest rate with zero points. They are happy to save the money, but often they say, "if we had just called you before we refinanced we could have saved thousands".

Debt Settlement - Real Scenarios

Settling debts is not a fun job. Collectors seem to enjoy harassing customers. Fortunately you don't have to bother with their scare tactics More...

Tactics that are aggressive, discouraging and stressful. We can negotiate your debts for you. Below is an actual list of some of our recent debt settlements. We do our best to negotiate the debts to as low a payoff as possible.

As you can see, we negotiate all kinds of debts, and all dollar amounts. You will also notice that we are familiar with settling debts with all different types of creditors and collection companies. Call, email or submit your debt settlement request to us today, we will do our best to settle your debt for as low a balance payoff as possible, to save you money and headache.

Enough said. Call us today or complete the online inquiry or order form today. Let us help you save money with your financing by cleaning your credit today. We look forward to doing our best to help you.

Sincerely,

R.L.Miller
Credit Manager

100% Money Back Guarantee
$19.00, 3 Bureau, 3 Score Credit Report

I'm sure you realize by now, we want to help you regain an A+ credit rating again. Inquire Online Now or call us TODAY, let us clean up your credit for you. As far as our 100% Money Back Guarantee, if we can't either improve your credit or improve a credit score we will refund you your money back less the cost of the $19 or $29 credit report [you will receive a copy of your credit report for your records].
No money wasted

Audio MP# Credit Repair Answers

“Listen to Credit Repair Audio MP3 questions and answers to almost all of your questions regarding credit repair, debt negotiation, after bankruptcy credit repair, and more...”

Listen to
Audio Answers

Testimonials

More testimonials...

“I really like the way I was treated by everyone involved in your business, both on the phone and in person.”

L. McLaurin

“Thank you for helping... We appreciated your patience and persistence. We would be pleased to recommend you to others.”

S & B Nixon

“Already referred a friend. and will do so again when the opportunity arises.”

J. Hughes

“This is to express my appreciation for the good work that was done... What appeared to be a ‘Lost Cause’ was brought to a successful conclusion, thanks to your tact, perseverance and resourcefulness. I would recommend you to anyone.”

R. Seifert

Free Credit Review

Do you have a credit report, but frustrated with the credit problems that you see? Fax us your credit report. We will Review your credit for FREE!

Just fax your credit report to the below fax number and we will review your credit and respond with what we think we can do to improve your FICO scores and/or credit. Include your name, phone number & email on the over sheet, then fax to:

FAX:
(661) 244-4428