Rand Miller

Rand Miller

Credit Manager
E-mail

Personal service since 1989.

We repair bad credit, fix bad credit, and erase bad credit. We delete late payments and paid collections.

We also provide credit repair after Bankruptcy, Repossession, Divorce and Foreclosure.

We clean credit after bankruptcy, thus allowing our clients to qualify for a lower rate mortgage after bankruptcy.

We improve credit rating scores [FICO, Fair Isaac, Beacon, and Empirica].

Repairing credit after bankruptcy can improve credit scores in as little as 30 days.

Legal debt negotiation and settlement. Yes we negotiate debts collections, charge-offs, and judgments.

Repairing Credit After Bankruptcy

If you have had a bankruptcy and your credit still looks bad, we can help. Whether your bankruptcy was discharged only one week ago or three years ago we can help improve your credit scores and correct or remove bad credit listings. This is the most common type of credit repair that we work on. It is very common for a person to have all of their debts discharged through a bankruptcy then realize that their credit still looks horrible because their credit  reflects several unpaid charge-off's and collections. 

We realize that trying to qualify for credit or a mortgage after bankruptcy is almost impossible, until the credit has been cleaned up. That is why we have designed a special program that is specifically designed to improving credit after a bankruptcy and/or raising FICO scores after a bankruptcy.

$395 Credit Cleaner Special

Since 1989 we have been perfecting our methods of correcting and repairing credit after bankruptcy. Over the years we have proven time and again that our credit repair system works, and it only takes 30-40 days. The program is very affordable with a one time expense starting at only $395 for an individual or $495 for a married couple.

Unfortunately what happens all to frequently is that a client calls us immediately after they have just purchased a home or refinanced. They say that their credit was bad but they still received a loan for their house, but their rate is 1% or 2% higher than the A paper rates available and they unfortunately had to pay $3000 to $5000 in extra points because of their bankruptcy related bad credit.

We immediately begin working on their after bankruptcy credit problems. Within 30-40 days their credit scores are as much as 60 to 100 points higher than before. Then they immediately want to refinance their mortgage, to get the A paper rates.

That is exciting and good news, but sometimes they ask, why didn't they have us fix their bad credit before they requested financing. They realize that if they would have taken the time to have us clean their bad credit before the financing they could have qualified for a lower rate with the first loan and could have avoided paying the extra $3000 to $5000 dollars in extra loan costs.

We agree, if only more people would take the time [30-40 days] and let us clean their bankruptcy related credit problems, they would save so much money, in addition they could eliminate headaches associated with qualifying for a home loan after bankruptcy.

So whether you need to refinance a mortgage after bankruptcy or are interested in buying a home after bankruptcy, our after bankruptcy credit cleaning system is essential if you want to qualify for a low "A Paper" interest rate.

Debt Negotiation

For such a small investment of $395, a person can have their credit cleaned. If they are purchasing a home or business, the financial benefit of having cleaner credit or a higher FICO score can equate to a savings of thousands of dollars in saved loan fees and sometimes tens of thousands saved in lower interest over 10 to 15 years.

By investing $395 in credit repair, a person can easily save $1000 to $3000 on loan fees for a car loan. On a home loan the cost for having a 580 mid credit score as compared to a +680 mid credit score could easily be be a difference from being offered a 5.5% interest rate versus a 7.5% interest rate, or paying $5,000 to $7000 in extra loan points.

Enough said. Call us today or complete the online inquiry or order form today. Let us help you save money with your financing by cleaning your credit today. We look forward to doing our best to help you.

Sincerely,

RAND MILLER
Credit Manager

100% Money Back Guarantee
$19.00, 3 Bureau, 3 Score Credit Report

I'm sure you realize by now, we want to help you regain an A+ credit rating again. Inquire Online Now or call us TODAY, let us clean up your credit for you. As far as our 100% Money Back Guarantee, if we can't improve your credit or improve a credit score we will refund you your money back less the cost of the $16 or $19 credit report [you will receive a copy of your credit report for your records].

Audio Answers

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Testimonials

More testimonials...

“I really like the way I was treated by everyone involved in your business, both on the phone and in person.”

L. McLaurin
Los Angeles, CA

“Thank you for helping... We appreciated your patience and persistence. We would be pleased to recommend you to others.”

S & B Nixon
Los Angeles, CA

“Already referred a friend. and will do so again when the opportunity arises.”

J. Hughes
Agoura Hills, CA

“This is to express my appreciation for the good work that was done... What appeared to be a ‘Lost Cause’ was brought to a successful conclusion, thanks to your tact, perseverance and resourcefulness. I would recommend you to anyone.”

R. Seifert,
Oakhurst, CA

Free Credit Review

Do you have a credit report, but frustrated with the credit problems that you see? Fax us your credit report. We will Review your credit for FREE!

Just fax your credit report to the below fax number and we will review your credit and respond with what we think we can do to improve your FICO scores and/or credit. Include your name, phone number & email on the over sheet, then fax to:

FAX 1:
(650) 475-5655
FAX 2:
(661) 244-4428